Card Payment Systems is a comprehensive High Risk merchant provider since 1988. We currently boast a roster consisting of some of the hardest to place US high risk businesses in the credit card industry.

Card Payment Systems offers reliable, affordable and secure credit card processing, ACH processing, integrated fraud protection and chargeback management services.


  • Straight Sales.
  • SEO.
  • Travel packages/tour operators.
  • E-Commerce.
  • Dating Web-sites (Can take up to two weeks approval).
  • Web hosting ( Can take up to 2 week approval).
  • Wholesale alcohol.
  • Web Development.
  • Precious metals, coins, antiques.
  • Custom Furniture.
  • Retail Firearms (FFL license and permits req).

Getting A High Risk Merchant Account with CPS

Card Payment Systems realizes how important processing services are for hard-to-place merchants. CPS is the leader within this market. We understand and are comfortable with the perils involved with risk; aware of how essential credit cards are to your – any – business. Not being able to locate a high risk processor makes you vulnerable to those who would take advantage and look to capitalize on this under serviced merchant category. At CPS, we reject those who wish to hike up rates and scam. We believe in your potential to succeed and promote your business with fully integrated and custom-tailored merchant solutions. Your company’s success is what we bank on and, toward this goal we offer a full range of services

  • Speedy, efficient and secure credit card processing.
  • Superior customer service from our in-house team. We have an experienced, capable and competent team of support agents ready to answer your call or email 24/7.
  • A proven track record of approving hard-to-place businesses. We are uniquely positioned to provide a range of services and products that allow you to run your business efficiently.
  • A full range of hardware options. We don’t just cater to eCommerce organizations – we acknowledge and service the brick-and-mortar component of high-risk industry businesses as well.

File an application with Card Payment Systems and, as we would any other merchant account, we will review your account with our underwriting department. Once approved, you’ll be ready to accept credit cards and enjoy benefits such as

  • 48-72 Hour High Risk Account Approvals.
  • Multiple High Risk Payment Gateway Options.
  • Chargeback Mitigation Tools & Monitoring.
  • Customized Reserves.
  • 24/7 Customer Support.